Privacy Policy

We (also referred to as “We”, “Us” or “Our”) are committed to safeguarding your personal data and privacy.

This Privacy Policy explains how we collect and store the information you provide on the Floréa Paynex website (the “website”).

We will defend these principles:

• To ensure transparency in the collection and processing of your personal information:

We want you to be able to make informed decisions about how your personal data is collected, used and processed. That’s why we’ve developed this website: to offer you concise, relevant information on personal data practices. To achieve this, we apply a range of methods and procedures designed to clarify every aspect of data usage.

If we determine you require specific details, we will provide you with the information at the appropriate date and time.

We are happy to answer any questions you may have and will provide any clarifications you need regarding legal limitations. You can contact us via email at info@florea-paynex.com

• Personal data will only be used for the purposes outlined in this policy.

Personal data may be processed by us for various purposes, including providing the website to you and connecting you with third-party trading platforms (the 'Services'), enhancing and protecting the site, safeguarding our rights and interests, maintaining and delivering the Services, fulfilling regulatory or legal obligations, and conducting administrative and business activities to support the delivery and use of the Services.

We also process personal data in order to gain a clearer understanding of your preferences and needs.

• To access essential tools designed to safeguard your personal data rights:

To enable you to exercise your rights, we have allocated extensive resources. Contact us at any time to request your personal data. We can modify or delete it, limit its use for specific or general purposes, or transfer it to you or a third party. We are ready to accommodate your requests.

• Protect your personal data:

Although we cannot guarantee the complete security of your personal data, we will continue to employ a variety of methods and techniques to ensure it remains protected.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy outlines the categories of personal data the company collects from individuals and details how it processes, secures, and shares this information with third parties, among other practices.

This policy addresses information about identified or identifiable natural persons. A natural person is considered identifiable if they can be directly recognized or identified using additional information we hold or can access.

The Policy defines “processing” as any operation requiring the collection or use of personal data. It covers the management, structuring, and storage of that data.

Our services are intended for general audiences and not meant for users under the age of 18. We do not knowingly collect information from minors or allow them to use our services. If we become aware of any data related to a child, we will delete it promptly.

2. Which personal data do we hold about you?

When you access our services, channels, or website, we collect personal data. In some cases, we explicitly request this information. In others, we obtain it by analyzing your use of our services and channels or by receiving data from our third-party partners.

3. You are not required to disclose personal information to the company, nor will you face any consequences for not doing so.

You are not required to share any personal data with us. However, in certain circumstances, withholding such data may prevent us from providing services or restrict users’ access to the website.

4. What personal data do we collect? When you visit our website, we collect the following personal information:

This includes your online activity log, traffic data (including IP address, date and time of access), language preferences, software crash logs, browser type, and device information. This information is not private and cannot be used to identify you.

Personal Data We Receive From You: Any personal information you voluntarily provide when you connect to a third-party online trading platform through us.

Personal information you provide directly to third-party platforms to facilitate transactions: this includes your full name, address, phone number, and email address.

5. The legal basis and reasons for processing personal data

The company processes your personal data for the purposes described in this section and in accordance with the applicable legal basis.

Without a legal basis, the company cannot process your personal data. The legal grounds permitting the company to process your personal data are:

• You have consented to the processing of your personal data for one or more purposes. This applies when you submit personal information via the website so that we can transfer it to a third-party trading platform.
• The company or a third party may need to process information to pursue their legitimate interests. For example, this processing may be necessary to enhance our services or defend legal claims.
• Processing must comply with legal obligations.

Please contact us by email for further details on the processing required to safeguard legitimate interests.

Below is a list of the reasons and legal grounds under which we may process the personal data you provide. Personal data.

6. Transfer of Personal Data to Third Parties

The company may also share personal data, including IP address information and user experience analyses, with third-party companies who provide services to us, such as hosting and storage providers.

Upon your request, we can transmit specific personal data that you provide to us to third-party trading platforms. When we do so, any use of your personal data is governed by those platforms’ privacy policies. In some cases, your personal data may be shared with multiple trading platforms.

The Company may share personal data with related entities and business partners. This collaboration provides the resources necessary to enhance and expand the products and services offered to our customers.

Should it be necessary to protect the rights of third parties or assets, the Company may disclose personal data to regulatory, local, or other official authorities.

We may also share your personal data with potential investors or buyers, as well as with lenders to the company or any other company within the group, in the event of such a transaction (including the transfer or sale of assets belonging to the company or any other company within the group) or as part of any merger, restructuring, consolidation, or bankruptcy of the company or any other business within the group.

7. Cookies and Third-Party Services

We may employ third-party services on our website, such as advertising providers or analytics firms. These parties may also use cookies or other technologies.

Cookies are small text files stored on your device each time you visit or access our website. Cookies collect information about your preferences and browsing habits to improve your user experience, retain your settings, and personalize products and services you may enjoy. Cookies are also employed for statistical analysis and reporting.

Certain cookies are known as session cookies. They are temporarily downloaded to your device and last only until you close your browser. Other cookies are persistent and remain on your device after the browser is closed. Persistent cookies help the website recognize you as a returning user and allow you to revisit the site easily.

Types of cookies:

We may use them for their intended purpose:

Cookies are either blocked or removed

To block or delete cookies, adjust your browser settings. Below are links to guide you through the steps for some of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

However, please note that some or all of the website’s functions and features may not work as expected if this occurs.

ONLINE TRACKING NOTICE

The Company will retain personal data about you only for as long as necessary to fulfill the purposes of processing personal data as described in this policy, or for any longer time periods permitted by applicable laws, regulations, policies, or orders.

We will share your information with third-party trading platforms for 12 months. If you consent, we will continue sharing your data for an additional 12 months.

We regularly review the Personal Data we retain to determine whether it is still needed.

9. Transfers of Personal Information to Third Countries or International Organizations

Your personal information may be transferred to other countries (for example, to a third country — i.e. a country other than the one in which you reside — or to international organizations or jurisdictions). The Company takes all necessary steps to protect the personal data you provide and to ensure you can assert your rights and access effective legal remedies.

All individuals residing in the EEA (European Economic Area) can access these protections and safeguards.

• Transfer to a third country or to an international organisation that the European Commission has determined provides adequate protection for personal data in accordance with Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (the “GDPR”)
• The transfer is made pursuant to a binding and enforceable agreement between public entities or authorities under Article 46(2)(a).
• The transfer was carried out in accordance with the standard data protection clauses adopted by the European Commission under Article 46(2)(c) of the GDPR. These clauses can be viewed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can provide detailed information on the security measures it employs to protect your personal data when it is transferred to third countries or international organizations. To request these details, please send an email to the following address: info@wealthwaydigital.uk

10. Personal Data Security

We have established comprehensive organizational and technical safeguards to protect personal data. These safeguards are designed to prevent any accidental or unlawful destruction, loss, or modification of that data.

We cannot guarantee that the security of your personal data will be maintained without error. We are not liable for any intangible, incidental, or consequential damages arising from the use or disclosure of personal data. This includes, but is not limited to, disclosure of personal data due to transmission errors, unauthorised third-party access, or any other cause beyond our control.

If we are compelled by law or other obligations beyond our control, we may need to disclose your personal data to third parties, including public authorities. We cannot guarantee how these third parties will safeguard your personal data in such cases.

No method of transmitting personal data over the web is entirely secure. We cannot guarantee the security of any personal data you send us online.

11. Hyperlinks to Third-Party Websites

Links to third-party websites and applications are provided on this website. These platforms operate independently and are not monitored by the company. We cannot be held responsible for their collection or processing of personal data. This Policy does not apply to any actions taken on such sites or apps.

When you visit any third-party website or app we recommend, please review its privacy policy before accessing or using the service. We also recommend providing any personal data directly to them.

12. Amendments to This Policy

This Policy is subject to change at any time. Whenever we update this Policy, we will post the revised version on our website and notify you of the changes. For significant modifications, we will also use appropriate channels to inform you and publish an announcement on our website. Unless stated otherwise, all amendments take effect upon publication of the revised Policy.

13. Your Rights Regarding Your Personal Information

You have the right to request that we verify the accuracy of your personal data, correct any errors, and delete any information we no longer require. You may also limit the types of processing applied to your personal data.

If you are an EEA resident, please visit this page:

You can exercise these rights in relation to the personal data you provide. To do so, please send an email to the address below.

Access rights

The Company can verify whether your personal data is being processed. If it is, you can access your personal data.

The Company will supply an electronic copy of the personal data currently being processed and may charge a reasonable fee for any additional copies. If you request it, the data will be provided electronically.

The right to access personal data must not conflict with the rights and freedoms of others. If a request would infringe on another individual's rights or freedoms, the company may refuse it or grant it only in part.

Right to rectification

The Company may rectify any inaccurate personal data. You have the right to request the correction of incomplete personal data concerning you, taking into account the purpose of processing.

Right to Erasure

The following reasons apply: (a) Personal data are no longer necessary for the purposes for which they were collected or processed; (b) You withdraw consent and there is no legal basis for processing; (c) You object at any time, for reasons specific to your situation, to the processing of your personal data based on our or a third party’s legitimate interests; (e) Personal data have been processed unlawfully; or (f) Personal data must be erased to comply with the company’s legal obligations.

This right does not apply when processing is necessary (a) to comply with a legal obligation under European Union or member state law; or (b) to establish, exercise or defend legal rights.

Processing restrictions

If you have concerns about the accuracy of your personal data, you may request that the company limit its processing.

If you request the restriction of your personal data, we may retain it only with your consent, to create, exercise, or defend legal rights, to protect the rights of another individual, or for reasons of significant public interest within the European Union or a member state.

Right to Data Portability

If the processing is conducted by an automated system based on your consent or a contract in which you are a party, you have the legal right to access and review the personal data you have provided to the company.

You have the right to request that your personal data be transferred directly from the company to another controller, if technically feasible. Exercising your right to data portability does not affect your right to erasure. The right to data transfer does not infringe upon the rights or freedoms of others.

Right to challenge

You may object at any time to any processing of your personal data based on the legitimate interests pursued by the company or a third party. This right is not limited to profiling activities carried out on that basis. If we can establish compelling legitimate grounds for processing your personal data, we will be unable to continue unless you can demonstrate that your rights, freedoms or interests—or the exercise, establishment or defense of legal rights—override those grounds.

Regarding direct marketing, you have the right to object at any time to the processing of your personal data.

Right to decline consent

You may revoke your consent for us to process your personal data at any time. This will not affect the legality or lawfulness of any processing that relied on your consent before its withdrawal.

You have the right to file a complaint with your supervisory authority.

You may file an appeal with the supervisory authority designated by a Member State to safeguard individuals’ fundamental rights in the processing of personal data within the European Union.

The laws of the European Union and its Member States may restrict your rights to personal data about you, as set out in section 13.

We will provide the requested information under Section 13 of this agreement within one month of receiving your request. This period may be extended by up to an additional month if necessary, depending on the nature and volume of requests. Within the initial one-month timeframe, we will notify you of any extension and its reasons.

Unless it conflicts with section 13 of the law, we will provide the information you request under that section at no cost. If your request is unfounded or excessive—particularly if repeated—we may charge a reasonable fee to cover administrative costs for providing the information or fulfilling the requested action. We may also refuse to comply.

If we have any doubts about the identity of the individual making the request, we may request additional information.